Odisha Kalinga Sikhya Sathi Yojana 2022 – Application Process, Education Loan, Interest & Eligibility – cscsmart


Odisha Kalinga Sikh Partner Scheme 2022 | Odisha Kalinga Sikhya Sathi Yojana 2022 | Kalinga Sikh Partner Scheme Odisha , Odisha Education Loan Scheme 2022 | KSSY | Odisha Education Loan Scheme 2022

Kalinga Sikhya Sathi Yojana (KSSY) : The Orissa government also brings many types of important schemes for the people of its state from time to time and in this episode, for the talented poor students of their state, for all those students who are thinking to get the highest education. “Odisha Kalinga Sikh Saathi Yojana” has been launched under which all the students of Odisha who want to pursue higher education are given education loan up to ₹10 lakh by the government at 1% per cent interest rate.

So in such a situation, if you also belong to a poor family, and are thinking to get higher education but you are not able to do it due to poverty, then you have to take this education loan scheme run by the Orissa government.Odisha Education Loan Scheme) must be taken advantage of.

So let’s know the Odisha Kalinga Sikh Saathi Yojana (Odisha Kalinga) run by the Government of Odisha.Kalinga Sikhya Sathi YojnaAbout the application process, eligibility and documents required.

What is Kalinga Sikhya Sathi Yojna, and when was it started?

Odisha Kalinga Sikh Sathi Yojana has been started on 27th June 2016 by the then Chief Minister Shri Naveen Patnaik ji, and under this scheme all the poor and middle class students of Odisha will get their highest education by 1% by the government. Education loan up to ₹ 10 lakh is provided at an interest rate.

And when a student takes an education loan of 7 lakh to 10 lakh under the Orissa Kalinga Sikh Saathi Yojana, then he has to repay this amount within 10 to 15 years after the completion of his education.

Benefit to be received under Odisha Kalinga Sikh Saathi Yojana

Under the Odisha Kalinga Sikh Sathi Yojana run by the Odisha government, you get the following types of benefits given below.

Kalinga Sikhya Sathi Yojana Benefits 2022

  • Under this scheme, all the students who are looking for education loan are given education loan up to 10 lakhs by the Government of Odisha at 1% interest rate.
  • And when an Orissa student takes more than 7 lakh education loan, he is given 10 to 15 years to repay it.
  • Under this scheme, no amount has been fixed by the government for a maximum of ₹ 10 lakh and for less.
  • And under this scheme, any native student of Odisha state, irrespective of caste, religion, religion, he can take education loan.

Main Objectives of Odisha Kalinga Sikh Partner Scheme

The main objective behind starting Odisha Kalinga Sikhya Sathi Yojana is to encourage poor students who are unable to pursue their higher education due to lack of money. And to provide education loan to those talented students at very low interest rate.

Because as you all know that whenever a student takes admission in any college to complete the studies of engineering doctor or pharmacy etc. 1000000 Rs.

Odisha Some important information related to Kalinga Sikh Sathi Yojana 2022

scheme name Odisha Kalinga Sikh Partner Scheme
government by Odisha government
beneficiary All the poor students of Odisha state who are looking for higher education loan.
the main purpose To provide education loan to all the poor students of the state at low interest rate.
start date 27 June 2016
Loan Up to ₹10 Lakh
Interest 1%
payment period 10 years to 15 years
Kalinga Sikh Sathi Scheme Documents Aadhar card
income certificate
education certificate
identity card
bank details
Mobile Number and Email ID
passport size photo
Official website and portal https://dhe.odisha.gov.in/

Some Key Features of Kalinga Sikhya Sathi Yojana 2022

loan amount informationUnder this scheme, the minimum limit of loan amount has not been fixed whereas maximum any student can take education loan up to ₹ 10 lakh.

loan repayment period: Under this scheme, when a student takes a loan of up to 7.5 lakhs and 10.00 lakhs, he is given 10 years and up to 15 years for repayment after the completion of education.

Interest Rate Details: When any student gives education loan under this scheme of Odisha government, then he has to pay interest at the rate of 1%.

Eligibility Criteria for Odisha Kalinga Shiksha Sathi Scheme

Odisha Kalinga Sikh Sathi Scheme (Kalinga Sikhya Sathi YojanaYou need to fulfill the eligibility criteria set by the Government of Odisha, then only you will be given any education loan under this scheme.

Kalinga Sikhya Sathi Yojana Odisha Eligibility Criteria 2022

  • To get education loan under this scheme, the applicant student must be a resident of Odisha state.
  • And the annual income of the applicant student’s family should not exceed ₹6 lakh.
  • If a student has taken any education loan under other government schemes, then such students will also not be provided loan under this scheme.
  • To take education loan under this scheme, the applicant student must have passed at least 12th class.
  • And that applicant student should not have any loan outstanding from any other bank.

Important and Important Documents for Odisha Kalinga Shiksha Sathi Scheme

if you too Odisa Kalinga Sikhya Sathi Yojana If you want to take education loan to complete your good education through this medium, then it is very important for you to have the following documents given below.

Odisha Kalinga Sikhya Sathi Yojana Documents Required 2022

  • Aadhar card of applicant student
  • Identity Card (if Voter ID or Driving License is generated)
  • Income Certificate
  • Address proof
  • Ration card or BPL card
  • 10th and 12th class marksheets
  • passport size photo
  • Email Id and Mobile Number

How to apply for Odisha Kalinga Shiksha Sathi Scheme?

Odisha Kalinga Sikh Sathi Scheme (Kalinga Sikhya Sathi YojnaYou can apply both online and offline to talk about education loan under ) so let’s know about the registration process.

Kalinga Sikhya Sathi Yojana Odisha Online Registration Process in hindi

  • For this, first of all you have to visit the official portal of this scheme.https://dhe.odisha.gov.in/“, and after that on the home page you have to go to the section of Schemes and Scholarship.
Odisha Kalinga Sikhya Sathi Yojana 2022
  • And there you have to click on the Scholarship option, and then you will get to see the option of Online application module for Scholarship and Loan, click on it. And you will see the option of Kalinga Sikhya Sathi Yojna at the bottom, click on it.
Odisha Kalinga Sikhya Sathi Yojana registration
  • After that you will reach a new page in which you will get to see all types of information related to this scheme, in the bottom side you will see the option of Click here to apply, click on it.
Kalinga Sikhya Sathi Yojna
  • And as soon as you click on it, you will again reach a new portal Vidya Laxmi Yojana. And after that on that portal you will see the option of registered in the top corner side, click on it.
  • After that, you have to complete the registration process by entering all the requested information such as your name, email id, mobile number, captcha code, etc.
  • And after that again you have to go to the home page of Vidyalakshmi and click on the login option given on the top side and login by entering your email id and password in it.
  • And after that as soon as you login, you will see the option of apply loan, click on it, and then you will get a Govt Education Loan form Will see.
  • He has to fill all the requested information correctly, and upload the photocopies of whichever documents have been given there for uploading and then click on the submit button given below.

And after that your education loan application will be successfully submitted and then after completing the verification of the information and documents given by you by the government officials, education loan will be provided to you.

Process to Apply Offline for Odisha Kalinga Shiksha Sathi Scheme

If you also want to apply for this scheme through offline mode, then for this you need to follow the procedure given below.

  • First of all you need to visit any nearest bank registered under this scheme. And after that there you will get a form under this scheme.
  • After that, all the information sought in it has to be filled carefully and along with the photocopies of all the necessary documents asked for in it have to be attached and deposited in the same bank.
  • Then after completing the verification of the information and documents given by you by the officials, you will be provided education loan under this scheme.

List of banks associated with Odisha Kalinga Shiksha Sathi Scheme 2022

The following banks are associated with this scheme, and you can get education loan by visiting any of these banks.

SN Banks List 2022
1. Allahabad Bank
2. Andhra Bank
3. Bank Of Baroda
4. bank of india
5. Bank Of Maharastra
6. Canara Bank
7. central bank
8. Dena Bank
9. IDBI Bank
1O. India Overseas Bank
Oriental Bank of Commerce
12. Punjab National Bank
13. State Bank Of Bikaner And Jaipur
14. State Bank Of Hyderabad
15. State Bank Of India
16. State Bank Of Mysore
17. State Bank Of Travancore
18. Syndicate Bank
19. UCO Bank
20. Union Bank of India
21. United Bank Of India
22. Vijaya Bank
23. Axis Bank
24. Bandhan Bank
25. City Union Bank
26. federal bank
27. HDFC bank
28. ICICI Bank
29. Indus Industries Bank
30. Karnataka Bank
31. Karur Vysya Bank
32. Kotak Mahindra Bank
33. Laxmi Vilas Bank
Kalinga Sikhya Sathi Yojana Banks list 2022

Odisha Kalinga Shiksha Sathi Yojana Helpline Number

If you also have the Odisha Kalinga Sikh Saathi Yojana, which is being run by the Government of Odisha. Odisha Education Loan Scheme If you have any kind of complaint and suggestion related to this, then you can register your complaint by contacting the helpline number given below.

Helpline Number: 020-25678300
Official Website/portal https://dhe.odisha.gov.in/

Kalinga Sikhya Sathi Scheme Odisha (KSSY) FAQ?

So let’s know about the answers to some important questions related to Odisha Kalinga Shiksha Sathi Yojana.

Question. When is the Odisha Kalinga Shiksha Sathi Yojana launched?

AnswerKalinga Shiksha Sathi Scheme has been started by Odisha Government on 27th June 2016. And its main purpose is education loan at low interest rate to poor students of Orissa (Education Loan) is to be provided.

Question. How much interest is to be paid on the loan from Odisha Kalinga Shiksha Sathi Yojana?

Answer: If you take education loan from Odisha Kalinga Shiksha Sathi Yojana to complete your perfect education then you will have to repay the loan at 1% interest rate.

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conclusion –

In today’s article, we have discussed Odisha Kalinga Sikh Saathi Yojana (Odisha Kalinga Sikh Sathi Yojana), one of the best schemes being run by the Government of Odisha for the students there.Kalinga Sikhya Sathi Yojana) to go about. so in that hindiworld The entire team is hopeful that after reading this article, you must have got all kinds of information about this scheme of the Government of Odisha.

Apart from this, to know about the new and old schemes run by the Government of Odisha and the Central Government, visit Hindiworld’s Sarkari Yojana (Government Scheme).Sarkari Yojana 2022Make sure to check the section. Thank you


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